Excel & Sheets Templates

Spreadsheet templates for Microsoft Excel and Google Sheets that do the math for you. Each download is an .xlsx file with real formulas, dropdowns and charts that update as you type, plus a Start Here guide.

What is in this category?

• Monthly Budget Planner: 12 monthly tabs, budget vs actual, savings goals and an annual dashboard.
• 2027 Habit Tracker: up to 10 habits with streaks, completion % and a yearly heatmap.
• Small Business Bookkeeping: transactions, invoices, a monthly profit and loss statement and a dashboard.

Which apps do they work with?

Excel 2016 or newer on Windows and Mac, Excel for the web, and Google Sheets (upload the .xlsx and open it in Sheets). The README in each download includes the import steps.

Who are they for?

People who want control of their money and habits without writing formulas, and freelancers or small shops that need simple bookkeeping rather than full accounting software.

How do I choose?

• Track personal income, spending and savings: the budget planner.
• Build routines and see your streaks: the habit tracker.
• Log business income, expenses and invoices: the bookkeeping spreadsheet.

Prefer to build your own? Read how to make a zero-based budget spreadsheet, how to build a habit tracker in Google Sheets or our small business bookkeeping guide.

Questions about this category

Do I need to know formulas?
No. Enter your numbers in the input cells and the totals, charts and dashboards update automatically.

Can I change the currency?
Yes. The budget and bookkeeping templates have a setup tab where you set your currency.

Is the bookkeeping sheet accounting software?
No. It is a simple record-keeping tool. Ask an accountant about tax rules where you live.